Avoid Investment Rip-Offs

How To Tell The Difference Between
Someone Who Will Help You Make Money
and Someone That Will Take It

Some people used the internet to get investment advises. This course of action is not good because we are not acquainted with the person we are dealing with in the net. We should not trust anyone in the net unless we have met the person we are transacting with or we have verified and checked the identity of their site.

The bottom line: The internet is a great place to get information on investments. But it’s also a place many scamsters set up shop. Don’t trust a site just because it looks like professional.
A look out for these investment scams:
 Day-Traders buy and sell stocks as the prices rise or fall in tiny increments. It’s high-risk and stressful. In fact, a recent study showed that out of 4,000 to 5,000 day-traders around the country, 70% lose money.
 Foreign Currency Scams. Tricksters con investors by stating that you can make huge profits off the foreign currency market with very little risk. In fact, most foreign currency investments are very risky, and typically not suited for average investors.
 Affinity Fraud. This is a scam designed to appeal to a certain ethnic, professional or religious group. The investment often turns out to be bogus.
 Financial Guru Scams. Scam artists advise investors using trumped-up credentials. Usually concerning cheap and risky penny stocks. After paying the guru large fees, the investor puts up the money to invest in the inflated stocks-and typically never gets a dime back.
Before you invest with an unfamiliar company, check it with these organizations:
 Certified Financial Planner Board of Standards, 1700 Broadway, Suite 2100, Denver, Colorado 80290-2101, (1-303) 830-7500, Fax (1-303) 860-7388, Website www.cfp-board.org.
 Federal Trade Commission, CRC-240, Washington, D.C. 20580, (1-202)382-4357, Website www.ftc.gov.
 Investor Protection Trust at www.investorprotection.og.

How To Build Wealth In The Brave New World?

In Silicon Valley, there are 25 year-olds driving Porches and buying US$400,000 townhouses with swimming pools. In cash. In Iowa, 50 year-old laborers have traded back-breaking work for lying on their backs in the tropics, because they made hundreds of thousands of dollars in the stock market. Enough to retire in style.
This could be you. The truth is, people just like you all over the US and the world are using the Internet’s information to get rich. Even fifteen years ago, this wouldn’t have been possible. It is now. If you’re not using this incredible resources to build your personal wealth, we’ll show you how to get started in this brave new world.
“A Huge Pile of Money”
The new Internet economy is potentially worth over US$1 trillion. Why? Because, if you can name it, you can most likely do it over the Internet. Buy. Sell. Trade. Shop. Look. Listen. Learn. Pretty soon, you’ll even be able to spend “virtual money.”
Jack Weatherford in History Of Money: “New technology is already changing the way we earn and use money, and it will create a whole new class system of rich and poor. It will rearrange the political map of the world and create whole new local and global entities that are difficult to imagine today. The newly emerging system will change the very meaning of money.”
Wired editor Kevin Kelly agrees. “This boom of producers and consumers creates a huge market for products, a huge force of creativity, a huge pile of money, and a huge demand for investments.”
The equation is simple. The “information age” of right now is one where information equals wealth. Get the right information, use it-and you could find yourself wealthier than you ever thought possible.


Turn Information Into Wealth
Start researching in the internet of any wealth and business related topics and you will find hundreds to thousands of said infos freely available for everybody.

These Books Could Change Your Life.
The truth is, there are thousands and thousands of books that can help change your life, and the way you build your wealth.
The truth is, there are thousands and thousands of books on wealth out there…often hundreds of titles on a single wealth-building subject alone. So we chose the best, most beneficial titles. Here’s a quick sample of best-selling titles we’ve added for creating true wealth in every area of your life:
* * * The International Directory of Venture Capital Networks
* * * Business @ The Speed of Thought by Bill Gates
* * * Awaken the Giant Within by Anthony Robbins

How to Build Wealth by Buying Stocks in the Stock Market?

History has proven that investing in stocks over the long terms provide bigger returns and safety against inflation than any other fixed-income instruments like savings accounts, time deposits, government securities and bonds.

Two Ways to Make your Money Grow in Stocks:

First, Capital Appreciation. This happens when the stock prices in the market increases. The yield or profit of the stock is obtained by deducting the purchase price versus the current market price of the stock.

Second, Dividends. When a company profited more during a fiscal year, chances are their stockholders will get greater dividends from shares they bought from that company. Companies distribute dividends in two types. These are in cash or stocks.

What is the Best Time to Start Investing in Stock Market?

Time is the most precious asset when investing in the stock market. The younger an investor starts, the more chances for them to grow their money.

Compounding (compound interest)is the most important reason for an investor to start right now in the stock market. It is considered as the multiplier effect that happens when earnings on investments begin to generate their own earnings.

This is the time that you let your money work for you. Investing helps in ensuring a financially secure and stable future.

Sample computation of a longer term investment:

- - - - - - - - - - - - - - - - - - - - - - - -
AGE: 25
Length of Investing: 10 years
Total Annual Investment: P60,000
Overall Total Investment: P600,000
Value of Stocks at 65 years old: P20,189,953.00
- - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - -
AGE: 35
Length of Investing: 10 years
Total Annual Investment: P60,000
Overall Total Investment: P600,000
Value of Stocks at 65 years old: P7,784,101.00
- - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - -
AGE: 45
Length of Investing: 10 years
Total Annual Investment: P60,000
Overall Total Investment: P600,000
Value of Stocks at 65 years old: P3,001,108.00
- - - - - - - - - - - - - - - - - - - - - - - -

If you invest your money in good stocks for a long term and reinvest the dividends you received yearly, your money will grow exponentially over time.

By setting aside some of your monthly income, like the computation above wherein the total annual investment reaches sixty thousand Philippine pesos. These will be divided into twelve monthly investment deposits into your trading account from your stockbroker. That is equal to five thousand pesos monthly savings for your investment portfolio (P5,000.00). Others even choose to save two thousand pesos (P2,000) monthly for their trading account. Yet, it only takes two thousand to invest in the stock market.

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FOREX TRADING

Foreign exchange or FOREX is a volatile type of investment. The risk is very high that could easily drain your savings right away. The technique is you just have to stick to the basics of forex trading in order to control the ups and downs of trading in the market.

For me, I am planning to start actual investing in the forex world. I already opened a forex trading brokerage account. I have run a demo account wherein my capital is US$10,000. More than two months later I was surprised that is gain reaches almost US$30,000. Yes, it nearly quadrupled in just less than three months. The profit is awesome.

Why is it so that said demo account reaches that big profit? Reason; I applied the secret most forex experts use. If you know the secrets of the banks’ forex specialist, then you’re so lucky. Aside from these specialists, successful individual forex investors have also the access of the incredible strategies employed by them.

Forex trading is a very big market. It surpasses more than the total daily investment in the stock market and commodity traders if combined together. Experts approximated that the total investment reaches more than three trillion US dollars. That’s a very huge market. It’s an undeniable fact that banking institutions easily get rich.



Here is the cream of forex trading. It is with employing an Expert Advisor (EA) which is capable of spotting any profitable moves in the market, that an investor in forex easily captures big profit. EA’s or forex robots are a special type of software programmed by software engineers. It is very hard to acquire this type of software especially those reliable one. Although, it is easy to search them in online ads but dozens even hundreds of it are fakes.
If you wanted to start in forex, I suggest EASY FOREX - an Australian based foreign exchange broker which has a branch office here in the Philippines. They require some documents to be submitted upon opening an account with them. Initial investments vary by companies. Some accepts US$200 while others required US$1,000 or US2,000. You could opt to open a dollar account in a local bank because funds’ currency is in US Dollars. Banco de Oro’s (BDO) initial deposit is US$200 upon opening. This is the cheapest compared to other banks in the Philippines.

Stock Market Investment In The Philippines

Simple guidelines on personal finance, business and investing for Filipinos

           
    I became a stock market investor for almost a year now and was very glad upon starting this kind of passive investment opportunity. So join me into my journey in the ONLINE STOCK MARKET INVESTING and into the financial world as I have to share with you my experiences I have learned out of doing it.  Why passive? It is because this work can be done without you monitoring it everyday in front of a computer.  You just have to leave it and wait for the time when your investment reaches to millions.

Before attempting to join this kind of financial stratagem, I was learning and studying via personal research and club memberships on how to really prosper on the field of stock market. More than two years of having some trial accounts on online trading and/or paper investment. So good so far, the outcome is unbelievable which surpasses my expectations. Until I finally reach a personal ultimatum to try it in the real world. I did not mean that when  you join,  you have to study yourself such a long time. You can just research with the right system of investing, and there you go!

Today online stock market investing is so popular because

* it can be easily done at home via a computer with internet connection; and

* it doesn’t incur bigger expenses not like the traditional way of stock market investing.

ONLINE STOCKBROKERS

                The best website for an online trading in the Philippines is Citisec Online bitterly known as COL. It is registered with the Philippine Stock Exchange (PSE). It has the highest members of online stock investors than any other competitors.

                For me I have chosen BPI Trade in opening my personal stock market brokerage account. This online partner is a member of the Bank of the Philippines Island group of companies. It was managed by BPI Securities Corporation and the accounts of member-investors were handled by BPI Direct Savings Bank. Unlike Citisec Online which office, brokerage account registration at BPI could be easily done in any city in the Philippines whereby you can find a BPI Bank branch there.  There’s no hassle to personally present yourself at the main office of BPI Securities. Tellers at BPI branches will assist you in submitting the needed documents in registering your online brokerage account.

                There are other online brokers there but these two are the best.

Online Brokers Requirement in opening a broker’s account

1.  CitiSecurities Incorporated                                     

     Minimum capital required upon opening an account: P5,000.00
     Documents Required (any 2 of the ff id's): drivers license, passport, sss/gsis, voters, prc
              

2.  BPI Securities Corporation                 

     Capital requirement upon joining: P500.00
     Documents needed: any 2 of the following = drivers license, passport, postal id, SSS ID

Other financial institutions in the Philippines which has an online brokerage team are: (1)             RCBC Securities; (2)First Metro Securities Brokerage; and (3) Diversified Securities, Inc.

3 EASY steps in starting an online

stock investment in the Philippines:

First,

Open an Online Brokers Account

Second,

Fund your account with the minimum

starting investment required by your broker

 &

Third:

Start picking/buying your first shares stocks by

opening your new online trading account.

Try to follow my blog in my future posts because I will be covering more topics on investment such as mutual funds in the Philippines, Real Estate Investing, Forex Trading, Personal Finance and other related issuesd that will enrich your financial well being.